Managing your TSP after retirement isn’t just about choosing investments—it’s about creating a cohesive financial strategy that considers taxes, income needs, and legacy planning. This is where working with a...
Many advisors focus primarily on accumulation strategies—but your retirement years demand more than a one-size-fits-all approach. Effective income planning integrates tax strategy, withdrawal sequencing, risk alignment, and estate considerations. That’s...
Patricia Anderson assumed her pension would always keep pace with inflation. But CalPERS COLAs are subject to annual caps, meaning high inflation periods can erode purchasing power over time. What...
These land mines aren’t inevitable. With a personalized plan—one that adapts to market conditions, tax law changes, healthcare costs, and your evolving lifestyle—you can navigate retirement with greater clarity and...
The markets have been unpredictable lately, and if you're feeling uneasy, you're not alone. But the truth is, market swings aren’t new—they’ve happened before, and they’ll happen again....
Avoiding the Most Common Retirement Mistakes: A 4-Part Video Series Retirement should be a time to enjoy the rewards of a lifetime of hard work—yet many retirees encounter financial uncertainty...
At Whalen Financial, we believe true financial education doesn’t begin with spreadsheets—it starts with simple conversations, lived experiences, and shared values. If you’re a grandparent who wants to pass down...
Roughly 70% of people over age 65 will require some form of long-term care during their lifetime. Without a strategy in place, the financial and emotional burden often shifts to...
One of the most effective forms of estate conflict prevention is simple: communication. Yet many families avoid these conversations due to discomfort or fear of triggering tension. Some proven communication...