The Retirement Encyclopedia is a comprehensive guide that delves into the crucial aspects of financial planning for your golden years.
It provides in-depth insights into wealth enhancement strategies, wealth transfer techniques, and wealth protection methods.
This resource aims to empower retirees and pre-retirees with up to date knowledge and actionable strategies.
Managing your TSP after retirement isn’t just about choosing investments—it’s about creating a cohesive financial strategy that considers taxes, income needs, and legacy planning. This is where working with a...
Read moreMany advisors focus primarily on accumulation strategies—but your retirement years demand more than a one-size-fits-all approach. Effective income planning integrates tax strategy, withdrawal sequencing, risk alignment, and estate considerations. That’s...
Read morePatricia Anderson assumed her pension would always keep pace with inflation. But CalPERS COLAs are subject to annual caps, meaning high inflation periods can erode purchasing power over time. What...
Read moreLow-cost estate plans may seem appealing, but it’s important to understand what is—and isn’t—included. Barbara and David T. initially selected a flat-fee service, only to realize it didn’t account for...
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These land mines aren’t inevitable. With a personalized plan—one that adapts to market conditions, tax law changes, healthcare costs, and your evolving lifestyle—you can navigate retirement with greater clarity and...
Read moreThe markets have been unpredictable lately, and if you're feeling uneasy, you're not alone. But the truth is, market swings aren’t new—they’ve happened before, and they’ll happen again....
Read moreAvoiding the Most Common Retirement Mistakes: A 4-Part Video Series Retirement should be a time to enjoy the rewards of a lifetime of hard work—yet many retirees encounter financial uncertainty...
Read moreNavigating these market conditions requires a steady approach and a long-term perspective. To help you navigate these times and delve deeper into strategies to potentially safeguard your investments, we've...
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At Whalen Financial, we believe true financial education doesn’t begin with spreadsheets—it starts with simple conversations, lived experiences, and shared values. If you’re a grandparent who wants to pass down...
Read moreRoughly 70% of people over age 65 will require some form of long-term care during their lifetime. Without a strategy in place, the financial and emotional burden often shifts to...
Read moreOne of the most effective forms of estate conflict prevention is simple: communication. Yet many families avoid these conversations due to discomfort or fear of triggering tension. Some proven communication...
Read moreWhile technical expertise is essential, families should consider partnering with advisors who understand the emotional, interpersonal, and educational dimensions of legacy planning. The best advisors act as facilitators, not just...
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