Terms of Service

Terms of Service

Last Updated: 10/23/2024

1. Introduction

Welcome to Whalen Financial. By accessing or using our website (the "Site"), you agree to be bound by these Terms of Service ("Terms"). Please read them carefully. If you do not agree to all of these Terms, you may not access or use our Site.

2. Definitions

- "We," "us," "our," and "Whalen Financial" refer to Whalen Financial and its affiliates
- "You" refers to the user or viewer of our Site
- "Site" refers to whalenfinancial.com and all associated content and services
- "Content" refers to all materials, information, text, images, and other content on our Site
- "Services" refers to all financial services, calculators, tools, and resources offered through our Site

3. Use License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Site for personal, non-commercial purposes. This license does not include:

- Modifying or copying our Content
- Using our Content for commercial purposes
- Attempting to decompile or reverse engineer any software on our Site
- Removing any copyright or proprietary notations
- Transferring our Content to another person or "mirroring" it on another server

Your license terminates automatically if you violate these Terms.

4. Financial Information Disclaimer

The financial information provided on our Site is for general informational purposes only and should not be considered as personalized financial advice. We:

- Do not guarantee the accuracy, completeness, or timeliness of information
- Are not responsible for any decisions made based on Site information
- Recommend consulting with qualified financial professionals for personalized advice
- Do not provide tax, legal, or specific investment advice through our Site

5. Calculators and Tools

Our financial calculators and planning tools:

- Provide estimates based on the information you input
- Are not guaranteed to be accurate or suitable for your specific situation
- Should not be relied upon as the sole basis for financial decisions
- Are for educational and informational purposes only

6. User Responsibilities

You agree to:

- Provide accurate information when using our Site
- Maintain the confidentiality of any account credentials
- Notify us immediately of any unauthorized use
- Use our Site in compliance with all applicable laws
- Not engage in any activity that interferes with Site operation

7. Intellectual Property

All Content on our Site is protected by copyright, trademark, and other intellectual property laws. You may not:

- Copy, reproduce, or distribute our Content without permission
- Use our trademarks or service marks without authorization
- Create derivative works based on our Content
- Frame or utilize framing techniques on our Site

8. Privacy

Your use of our Site is also governed by our Privacy Policy. Please review this policy to understand how we collect and use your information.

9. Limitation of Liability

To the fullest extent permitted by law, Whalen Financial shall not be liable for:

- Any direct, indirect, incidental, special, or consequential damages
- Lost profits or data resulting from Site use
- Any errors or omissions in Content
- Any interruption or cessation of Site services
- Any viruses or malicious code transmitted through our Site

10. Indemnification

You agree to indemnify and hold harmless Whalen Financial from any claims, damages, or expenses arising from your:

- Violation of these Terms
- Use of our Site
- Violation of any rights of a third party
- Violation of any applicable laws or regulations

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes become effective immediately upon posting to our Site. Your continued use of the Site constitutes acceptance of modified Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Nevada, without regard to its conflict of law provisions.

13. Contact Information

For questions about these Terms, please contact us at:

Whalen Financial
7160 Rafael Rivera Way Suite 220
Las Vegas, NV 89113
(702) 878-3900
info@whalenfinancial.com

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms constitute the entire agreement between you and Whalen Financial regarding your use of our Site, superseding any prior agreements.